Employees are back on the move—whether that means five days in the office, a hybrid rhythm, or monthly meet-ups. Commuter benefits have evolved just as fast: beyond pre-tax transit and parking, leading providers now support micromobility, rideshare, regional transit passes, and even flexible stipends that play nicely with hybrid budgets. The result is a powerful lever for cost savings, hiring, retention, and sustainability.
Below are ten standout commuter benefits providers for 2025. Each one offers reliable pre-tax programs, but they differentiate on experience, integrations, card tech, and flexibility for modern work.
How We Chose?
We focused on platforms that consistently deliver:
- Great employee experience: quick enrollment, easy ordering/reimbursement, responsive support.
- HR/payroll integrations: smooth pre-tax deductions, eligibility rules, and reporting.
- Card + wallet options: contactless cards, mobile wallets, or direct pass fulfillment.
- Hybrid flexibility: support for stipends, taxable allowances, or category controls.
- Scale & compliance: multi-state coverage and support for local commuter ordinances.
1) WEX Benefits (Commuter)
WEX powers a lot of the behind-the-scenes cardtech for the benefits world, and their commuter solution brings that infrastructure directly to employers. Expect dependable pre-tax transit and parking accounts, modern payment options, and a mobile app that makes it easy to check balances or snap a receipt for reimbursement. Employees appreciate the speed and predictability; HR appreciates the stable funding mechanics and clear file exchanges.
One advantage with WEX is configurability. Whether you need white-label options, partner support, or custom reporting to match your finance team’s reconciliation process, WEX offers levers to fine-tune the program. If you’re scaling commuter benefits across multiple subsidiaries or need a provider that can meet complex card and funding requirements, WEX is a strong contender.
2) Edenred Commuter Benefits (Commuter Benefit Solutions)
Edenred is one of the longest-standing names in commuter benefits, known for deep transit agency relationships and broad coverage across transit, parking, vanpool, and more. Employers can offer pre-tax deductions with a branded card, let employees order agency passes directly, or set up reimbursements for eligible expenses—all through a clean, mobile-friendly experience. Edenred’s scale helps when you have distributed teams using a mix of subway passes, parking garages, and bus networks.
What stands out is the completeness of the program administration. HR teams get robust controls for eligibility, contribution caps, and funding cycles, plus clear reporting that makes reconciliation straightforward. For employees, the program “just works”—funds are available when they need them, and ordering is intuitive. If you need something reliable that covers almost every transit scenario, Edenred is a perennial benchmark.
3) HealthEquity Commuter (formerly WageWorks)
HealthEquity brings serious benefits administration pedigree, and that shows up in the commuter experience. The platform blends transit and parking accounts with the rest of the HealthEquity ecosystem—HSA, FSA, HRA, and COBRA—so participants and admins get a single, familiar place to manage tax-advantaged benefits. That unified approach often reduces help-desk tickets and speeds up enrollment because employees already know the interface.
From an HR perspective, the admin tools are pragmatic and polished: eligibility sync, standardized payroll files, plan rules, and comprehensive reporting that auditors love. For employees, card usage feels seamless, and ordering agency passes is straightforward. If your benefits stack already includes HealthEquity—or you want commuter benefits that slot into an enterprise-grade platform—this is a natural fit.
4) Navia Benefit Solutions (Commuter)
Navia combines a thoughtful participant experience with personable service, which makes it a favorite for companies that want both tech and a human touch. The commuter program supports the essentials—pre-tax transit, parking, vanpool—while offering intuitive ordering and reimbursements through a clean app. Employees can set it and forget it, or make quick adjustments when their schedule changes.
Administrators often praise Navia for being responsive and precise. Implementation is handled methodically, payroll coordination is solid, and the reporting doesn’t require a decoder ring to understand. If you’re rolling out commuter benefits to a hybrid workforce and need a provider that will hand-hold during setup without sacrificing features, Navia strikes the right balance.
5) Benefit Resource (BRI)
BRI’s “Beniversal” card and MyBRI portal are well known for reliability and ease of use, and that translates nicely to commuter benefits. Participants can pay for transit and parking with a familiar card experience, manage recurring orders, and access balances from the mobile app. It’s a simple, predictable workflow that keeps support tickets low.
For HR teams, BRI is an excellent option when you want commuter benefits to live alongside FSAs, HRAs, and lifestyle accounts with consistent funding and reporting models. Implementation is pragmatic, employer dashboards are clear, and support has a reputation for being personable. If your benefits philosophy is “no surprises,” BRI’s commuter offering will feel right at home.
6) PayFlex (Commuter)
PayFlex delivers commuter benefits with a strong emphasis on participant convenience. The platform supports pre-tax transit and parking with a card that works smoothly at eligible merchants, plus reimbursement options when a swipe isn’t possible. The mobile app experience is direct: order passes, track spend, and manage contributions without friction.
On the admin side, PayFlex offers dependable payroll coordination, eligibility controls, and digestible reporting. Employers that want a straightforward program that employees learn in minutes will appreciate PayFlex’s clean UX. If your workforce includes first-time commuter benefit users or you’re migrating from a manual process, PayFlex helps you launch quickly and scale.
7) TASC (Total Administrative Services Corporation)
TASC brings a unified platform approach to commuter benefits, bundling them neatly alongside other tax-advantaged and specialty accounts. Employees get a single card experience and an app that makes switching between benefit types simple. For hybrid teams that might use commuter benefits some months and not others, TASC’s toggles and funding rules make it easy to adapt without admin headaches.
Where TASC shines is in program governance. Employers gain clear guardrails for eligibility, region-specific limits, and plan rules that match policy. Detailed reporting gives finance the transparency it needs for month-end, and the service model is built for mid-market and enterprise clients with complex org charts. If you need commuter benefits to live inside a well-managed benefits stack, TASC is a smart pick.
8) Optum Financial (Commuter)
Optum Financial is known for health accounts, but its commuter benefits slot neatly into that ecosystem. That means one login for participants, one card experience, and consolidated reporting for HR. Employees can set up recurring orders for monthly passes, use the card for qualified parking, or submit quick reimbursements for eligible out-of-pocket expenses.
For HR and payroll, Optum brings mature file processes, eligibility sync, and reporting that can be shared across benefits lines of business. This is valuable when your finance team wants a unified view of pre-tax spend or when employees benefit from a single app for multiple programs. If simplicity and consolidation are your north stars, Optum makes commuter benefits feel like an extension of your core benefits.
9) Benepass (Modern Stipends + Commuter)
Benepass takes a modern approach: a flexible card and policy engine that supports both tax-advantaged commuter accounts and taxable stipends for hybrid work. That means you can run a traditional pre-tax transit/parking program and also fund a taxable “commute wallet” for rideshare, micromobility, or regional options that fall outside IRS categories. Employees love the clarity—“this budget works for these things”—and the mobile app experience is polished.
For employers, the appeal is control and insight. You can set categories by office, role, or location, adjust budgets seasonally, and export clean reports to finance. If your company wants commuter benefits that reflect real hybrid behavior—office a few times a week, changing modes with the weather—Benepass gives you the knobs and dials to make it work.
10) Forma (Flexible Benefits Marketplace + Commuter)
Forma (formerly known for flexible lifestyle accounts) extends that flexibility to commuting. The platform supports standard pre-tax commuter benefits while letting employers layer on curated, taxable budgets for things like rideshare, bike share, or regional passes that don’t fit neatly into pre-tax rules. Employees see eligible options in a marketplace experience, which reduces confusion and encourages use.
Administrators get precise policy controls and reporting across both tax-advantaged and taxable categories. If your goal is to accommodate different commute patterns across cities—subway here, bus plus scooter there—Forma is built to handle nuance without creating a tangle of one-off rules. It’s a future-proof choice for distributed teams.
What to Look for When Choosing A Commuter Benefits Provider
- Hybrid-ready design. Traditional monthly pass ordering still matters, but hybrid work calls for flexibility—easy contribution changes, on-off participation, and optional taxable stipends for mixed modes like rideshare or e-bikes.
- Card and wallet experience. Contactless cards that work at eligible merchants, mobile wallet compatibility, and simple reimbursement options reduce friction and boost adoption.
- Regional coverage and pass fulfillment. If you’ve got teams in multiple cities, make sure the provider supports local agencies and parking options—and that ordering is straightforward for employees.
- Payroll + HRIS integrations. Clean, automated deductions and eligibility sync save hours every month and reduce errors—especially during open enrollment or hiring surges.
- Reporting & finance alignment. Finance teams will want program-level visibility, tax reporting readiness, and reconciliation files that match your accounting cadence.
- Support and SLAs. Test both participant and admin support. Quick, clear communication is the difference between a program employees love and one they forget exists.
Implementation Tips for A High-Adoption Rollout
- Start with a simple policy. Offer pre-tax transit and parking on day one, then layer in taxable stipends or regional add-ons once the basics are humming. Complexity kills adoption.
- Market the benefit like a product. Use launch emails, FAQs, and quick videos. Make the “why” crystal clear: tax savings for employees and flexible commuting for hybrid schedules.
- Give employees two easy paths. Card for eligible merchants and a fast reimbursement option. That way, no one gets stuck when a kiosk won’t accept cards.
- Report early, iterate often. Share a 60-day adoption snapshot with managers. If usage is low in one office, add a small taxable stipend or highlight nearby transit options.
The Bottom Line
Commuter benefits in 2025 are about choice. The best providers combine dependable pre-tax transit and parking with the flexible tools hybrid teams actually use—cards that work anywhere eligible, quick reimbursements, and optional stipends for everything else. If you want stable, enterprise-grade administration with deep coverage, look to established players like Edenred, HealthEquity, WEX, Navia, BRI, PayFlex, TASC, and Optum. If you need modern controls for hybrid budgets and global teams, Benepass and Forma bring a flexible, policy-driven approach that employees understand.
Pick the platform that matches your payroll stack and your people’s real commute patterns, launch simply, and iterate with data. That’s how commuter benefits become a well-used perk—not just another line item in the handbook.
FAQs
1. Are commuter benefits still worth it in a hybrid world?
Yes—especially because employees are commuting less consistently. Pre-tax transit and parking still deliver tax savings when they do commute, while flexible stipends can cover mixed modes like rideshare or bike share.
2. What if our team is fully remote?
You can still offer a modest taxable stipend for occasional travel to client sites, coworking days, or quarterly meet-ups. Several providers on this list support policies that only activate when employees need them.
3. How long does setup take?
Most providers can launch within a few weeks once payroll files and eligibility are aligned. If you’re consolidating multiple benefits into one card, plan for a bit more time to test file flows and reporting.
4. Can we run commuter benefits globally?
Pre-tax programs are governed by local rules, but many platforms support taxable commuter wallets worldwide. For distributed teams, consider a hybrid model: pre-tax where available, taxable where it’s not.
